| Features |
3AKey |
Hardware Token |
Soft Token(SMS) |
| Security Function privided |
One Time Password and user authentication |
One Time Password |
One Time Password |
| Security Strength |
128 Bit (16 characters) |
17 bit (5 digit) to 27 bit (8 digit) |
17 bit (5 digit) to 27 bit (8 digit) |
| Device Authentication |
Online, Real time |
None |
None |
| Device level User Authentication |
Server initiated, Online and Real time |
None or password |
None, possession of phone |
| Transaction Authentication |
Continuous, Two-way and automatic |
Once, manual entry |
Once, manual entry |
| Risk to phishing attacks |
Irrelevant |
Medium to High |
Medium |
| Risk to brute force attack |
Low |
Medium to high |
Medium to high |
| Risk to MITM or MITB attacks |
Low |
High |
High |
| Vulnerability to Spyware |
Low |
High to medium |
Medium to High |
| Device integrity (in case of lost or stolen) |
High |
Low |
Low |
| End to end security |
Yes |
No |
No |